Want to know how good your company’s cybersecurity is? Hire a hacker. 

Ask Joe Hussey about the prospects for the ACH Network and he’ll tell you why he believes “the future is solid.” It starts with the more than 33 billion payments processed annually. 

Huge changes are underway in the payments industry—with many more on the horizon—and Jennifer West understands why people are uneasy. 

In this episode of Payments SmartCast, Dave Scola, Chief Product Officer - US for Form3, and Mark Dixon, Senior Consultant for Nacha Consulting, explore key trends shaping the payments landscape today and in the future. 

Failure is not an option when making a payment—though it can become a reality if the wrong routing number is used. 

For anyone working in ACH, the ACH Risk Management Handbook belongs not on your bookshelf, but on your desk.

In this episode of Payments SmartCast, Form3’s Head of Product Miriam Sheril and Amy Morris, Nacha’s Senior Director, ACH Network Rules, explore how data analytics is transforming ACH operations.

Big changes to the Nacha Operating Rules lie ahead in 2026, as risk management plays an ever-increasing role in the ACH Network. And to borrow a line from The Beatles, you might want to get by with a little help from your friends. In fact, collaboration is going to be key. 

“If you’re not here, you’re missing out.” 

Talk about putting it succinctly. But Lindsay Serth’s message to everyone attending Smarter Faster Payments 2025 is not just crystal clear, it’s very important. 

You’ve got payments questions. At Smarter Faster Payments 2025 you’ll meet lots of folks with answers. 

Here’s an eye-opening stat: “By 2030, 75% of the workforce is going to be millennials and Gen Zs,” said Christina Daves. “So, we’ve got to lead in a way that they want to be led.” 

Growing up, if mom told you you’re creative, she was right. And if she didn’t, Kyle Scheele thinks she should have. 

It’s been a little bit since Irfan Ahmad was a payments industry newbie, but he remembers the beginning like it was yesterday.

Join Alliance Quantum Payments project team members Peter Tapling, APRP, John Brady, John Buselli and Brian Dao, AAP, as they discuss an overview of the promise and concerns surrounding quantum computing and payments.

No one at a financial institution wakes up one morning and decides to start originating ACH payments. There’s a lot that goes into it, as Sunrise Family Credit Union can attest.

Don’t let the name fool you. 

“Despite the title of ‘Payments’ and Nacha’s position, it’s not just for those in payments. It’s for people across banking, it’s for people at fintechs. It’s for such a wide audience,” said Greg Lloyd, Head of BCM Sales North America at Endava. 

Editor’s Note: This podcast was recorded prior to the Consumer Financial Protection Bureau’s (CFPB) final rule on Personal Financial Data Rights, issued under Section 1033 of the Consumer Financial Protection Act.

Join Ross McFerrin, Vice President of Enterprise Growth at Trustly, and Amy Morris, a Senior Director in ACH Network Rules at Nacha, as they dive into the future of pay by bank in the U.S.

The payments industry is buzzing about pay-by-bank. What is it? What are the new use cases? What will it mean for consumers? Three industry veterans take a look at those and other pay-by-bank questions in the newest Buzzcast from Nacha's Payments Innovation Alliance.

Join us on this episode of Nacha’s Payments SmartCast as we delve into the highlights of Nacha's Capitol Hill Day.